FATHER’S DAY 2015

You held my hand
When I was small
You caught me when I fell
You’re the hero of my childhood
And my later years as well

And every time I think of you
My heart still fills with pride
Though I’ll always miss you Abbu
I know you’re by my side

In laughter and in sorrow
In sunshine and through rain
I know you’re watching over me
Until we meet again


Sometimes I still just can’t believe you’re gone …

Eid Cards … re-vitalize old tradition

Effort to re-vitalize old tradition by presenting physical Eid cards to loved ones.

On this Eid I decided to give re-birth to our old tradition of exchanging eid greeting cards. To materialize my idea, I wrote down the names of people to whom I wished to visit personally and to present Eid Card on that great occasion of Eid. Well, I opted a few people only, it won’t be wrong if I say them some special people to whom I believe that they would respect the feelings and give importance to the idea behind.

In my initiation, I included the names of my two sisters, a friend, and some senior relations for this purpose and just a couple of days before Eid, I went out to the whole sellers paper market to purchase eid greeting cards. I was assuming that there would be a huge variety of items and I would find it difficult to choose best among them. But the picture was totally opposite to my thoughts. It was very much disappointing, even dis-heartening that the market had hardly anything to offer as Eid exclusive except some red colored “Love You ” & “Miss you” cards with broken heart images.

After an hour or so I returned back with nothing. Meanwhile, I was discussing with my friend about old days when we used to exchange number of eid and post cards among friends and family. Even we wrote innocent and funny verses on them like.

1. Dabbay mein Dabba, Dabbay mein Cake

Mera Dost Lakhon mein Ek

2. Garam Garam Roti, Tori nahi Jati,

Imran (name of my childhood friend) se dosti chori nahi jati

On my way back I stopped at a retailer book store and attempted my last try. Even he got the same “Zakhmi Dil” collection. Finally, I found only 2 designs that seems to be presentable to younger and seniors both in my list. Having no other available options, I selected them right away. Bookseller, who seems to be around 50 years old was also found expressing his regrets over the situation.

Ajkal koi Eid Cards khareedne hi nahi ata ..

Phichle saal ka stock bhi nahi bik saka tha

(No one come to buy Eid cards now, even last’s year stock is still unsold)

Truly speaking when I presented these cards, I received so much appreciation and everyone went back 20 years discussing the charm and special activity involved in such greeting exchanges over Eid and other festivals. I got to know stories by one of my Uncle that before this instant Email and SMS era; Pakistan Post Office used to announce a closing date of Eid letters and cards receiving. If they were late due to some reasons they have to make special requests and buttering Post Office staff.

Crux

Sometimes when a man recalls the good old days, he’s really thinking of his unpleasant young days. Don’t feel anything missed or past; you can even re-create the same scenarios of joy and happiness.

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Another scam unveiled in the market

This had happened to a senior official of a  Private Bank

Narrating down in his own words; the way he shared with his colleagues.

I received a call from someone claiming that he was from my mobile Service provider and he asked me to switch off my phone for 2 hours for 3G update to take place. As I was rushing for a meeting, I did not question, and just switched off my cell phone. After 45 minutes I felt very suspicious since the caller did not even introduce his name. I quickly turned on my cell phone and saw several missed call notifications from my family members and the others were from the number that had called me earlier –I called my parents and I was shocked that they sounded very worried asking me whether I am safe. My parents told me that they had received a call from someone claiming that I have been kidnapped and they had me with them and asking for money to let me free. The call was so real and my parents even heard ‘my voice’ crying out loud asking for help. My father was at the bank waiting for next call to proceed for ransom. I told my parents that I am safe and asked them to lodge a police report. Right after that I received another call from the guy asking me to switch off my cell phone for another 1 hour which I refused to do and hung up. They kept calling my cell phone until the battery had run down. I myself lodged a police report and I was informed by the officer that there were many such scams reported. MOST of the cases reported that the victim had already transferred the money! And it is impossible to get back the money. Be careful as this kind of scam might happen to any of us!!! Those guys are so professional and very convincing during calls. If you are asked to shut down your cell phone for updates by the service provider, ASK AROUND! Your family or friends might receive the same call. ” Be Safe and Stay Alert! Please pass around to your family and friends !!! MUST SHARE AS SOON AS POSSIBLE People have been receiving calls from+375602605281, +37127913091or any number starting from +375, +371 number one ring & hang up. If you call back it’s one of those Numbers that are charged 15-30$ & they can copy ur contact list in 3sec & if u have bank or credit card details on your phone, they can copy that too. +375 is from Belarus From Afghanista.. 371 is the code for LativaDon’t answer or call back. Must share this story among your families today

 

Precautions

  • Never attend or ring back on any such similar phone call.
  • Story might be other than 3G network update.
  • Leave your alternate contact numbers (i,e, workplace, colleagues, etc) at home.
  • Your family and associates should know your whereabouts during a day.

 

 

 

The greatest Personality of Banking Industry i.e. “Agha Hasan Abidi”

Agha Hasan AbediLong ago in 1959, a very well known business tycoon Mr. Saigol of Saigol Group of Industries visited Habib Bank Limited’s branch to get loan of rupees 25,000/- (considered to be a huge amount at that time). Readers: Also note that in those times only personal guarantees were enough to process loan applications. Since Mr. Saigol was a famous entity hence a clerk/typist employed at same branch became his guarantor. As per policy bank has approved his loan application and the branch manager handed over him the loan amount.

On next business day HBL president created a quake when he came to know about such a huge loan amount disbursed on the guarantee of an office typist. He instructed concerned branch manager and that office typist to get the money back from Seth Saigol.

Both branch manager and typist went to Saigol’s place and told him the story and also intimated him that if they fail to recover the amount their jobs will be ruined and they will be terminated right away. After listening the requests and seeing the position of these two ill fated employees, Mr. Saigol ordered his munshi (accountant) to return the entire money to them.KMC Building

After that Mr. Saigol asks the typist to stay here for a while and let that branch manager go with the money alone. Later, he asked typist if he had enough knowledge to run the bank himself; typist answered positively. Seth took the decision right away and heads towards the documentation to open a new bank. After 3  – 4 days of procedure with the central bank, they have received NOC to open and operate a private bank.

Mr. Saigol and that typist rent an office space in KMC Building Karachi for their new bank and started operations from November 7, 1959.

The newly born bank was named as  United Bank Limited (UBL) and that typist was none other than Mr. Agha Hasan Abedi also known as Agha Sahab. Under his leadership UBL became the third largest bank of the country. Later Agha Sahab founded BCCI Bank that is the 7th largest private bank in the world.

 

Dear Readers,

You won’t find much content on Agha Hasan Abedi over the internet. All the above information was told / spoken by senior most bankers during training sessions, I only collected this info and prepared a summarized lesson in a paragraph just to attribute “The greatest Personality of Banking Industry” i.e. “Agha Hasan Abidi”, who after establishing UBL & BCCI and because of his indebtedness he has made the lives of  a number of generations.

 

Tezgam (Pak Rails)

New year was about to start and all annual leaves were expected to lapse if not availed; hence we decided to apply for remaining 5 days to go out of station to experience country’s rail road . Started our journey from Cantt. station Karachi and get seated on Tezgam for our destination Rawalpindi, Pakistan.

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Tezgam is one of the oldest and popular daily express train service between Karachi (Khi) and Rawalpindi(Rwp). It’s estimated time to cover a distance of 1,548 KM from Khi to Rwp is 25.5 hours. Train offers 3 types of accommodations Economy, AC Business and AC Sleeper. We chose a coupe dedicated for 2 persons in AC sleeper class and having attach bathroom it it.

Purpose of this post is to tell people that Pakistan Railway’s infrastructure has gone through a drastic revamp and you will find a superb quality of service now. Entire train crew is very much supportive, friendly and realizing. Actually we were unable to get a single ticket till our destination; so we purchased a connecting tickets of same seat i.e. Khi-Rohri-Rwp; ticket checker offered us to mark both the tickets upfront to avoid any disturbance late at night during sleep in next ticket checking round. Janitorial and house-keeping staff is also very much loyal to their duties, they inquired for sweeping and dusting throughout our journey. Talking about dining car in the train; a usual perception about roadside or temporary restaurants is that they have lousy cooks. To experience this we ordered Biryani at one of our meal and found it delicious and beyond our expectations. Even tea was very refreshing and we had it number of times.

Given below is the time sheet we’ve filled on each of the stopovers.

Stop Name Expected Arrival Departure Actual Arrival
KARACHI CANT 17:30:00
HYDERABAD JN 19:35:00 19:40:00 20:00
TANDO ADAM JN 20:36:00 20:38:00 21:15
NAWABSHAH JN 21:19:00 21:22:00 22:10
MAHRABPUR JN 22:35:00 22:37:00 23:37
KHAIRPUR 23:40:00 23:42:00 0:30
ROHRI JN 0:15:00 0:40:00
RAHIM YAR KHAN
KHANPUR JN 3:35:00 3:40:00
BAHAWALPUR 5:12:00 5:16:00 9:05
MULTAN CANT 6:40:00 7:05:00 10:40
KHANEWAL JN 7:50:00 7:55:00 12:00
MIAN CHANNUN 8:30:00 8:32:00 12:40
CHICHAWATNI 9:08:00 9:10:00 13:07
SAHIWAL 9:53:00 9:55:00 13:45
OKARA 10:27:00 10:30:00 14:18
PATTOKI 11:04:00 11:06:00 15:00
KOT RADHA KISHN 15:30
RAIWIND JN 11:53:00 11:55:00 15:40
KOT LAKHPAT 12:34:00 12:36:00 16:00
LAHORE JN 13:05:00 13:40:00 16:40
GUJRANWALA 14:35:00 14:40:00 18:40
WAZIRABAD 15:08:07 15:10:00 19:15
GUJRAT 15:34:00 15:36:00
LALA MUSA JN 16:04:00 16:07:00 19:50
JHELUM 16:38:00 16:40:00 20:45
GUJJAR KHAN 18:01:00 18:04:00 22:15
RAWALPINDI 19:00:00 23:15
Power generation unit
Power generation unit
Side table for tea and placing mobiles for charging
Side table for tea and placing mobiles for charging

TV
TV

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A/C Duct and Air Vent
A/C Duct and Air Vent

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Exhaust fan and ceiling lights switches

Berth
Berth